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Cheat Sheet Q & A:
Topic: Cutting the cord (or dumping the dish err Dish)
Bottom Line: I listened to your Cheat Sheet on Hulu and Netflix a while back which brings me to this question. My husband and I REALLY want to get rid of (a satellite provider and not buy into another or cable company).
We are tired of their wonderful packages boasting 250 channels (most of which) we have no interest. We can count on two hands the number of channels that we regularly watch and at least one of those is an additional monthly cost.
My question is about the "internet ready TV's". I would like to know if they will work for us in obtaining the sports, news, and outdoor channels we like and, if so, how long will we have to wait?
I’ll take the last question first. There actually are internet ready TV’s available right now. They still comprise less than 10% of total TV sales (that number will grow substantially in coming years but if you want to replace a TV with the internet ready variety that is possible. With regard to the sports, news and outdoor channel content…
In many cases it is possible to stream live TV news online: For example here is the live stream link to Fox News: http://live.foxnews.com/ .
In some cases it’s possible to stream live sports (generally for an annual fee). Here is a link to the
With regard to the outdoor channel content. You’ll want to look up the shows you’re interest in on various streaming content services to ensure it’s available.
So it’s all possible but it does depend on what your specific needs / wants are. Convenience is the one compromise you many make using this approach. In coming years it will likely be easier as the pendulum swings in the direction of internet ready TV’s and distribution of TV content.
If you have a topic or question you’d like me to address email me: firstname.lastname@example.org
Apple overwhelmed by law enforcement requests to tap decrypt iPhones:
Bottom Line: This isn’t going to help abate the concerns of many who feel that there is an active effort underway by law enforcement to obtain personal information from citizens, that they shouldn’t have a right to obtain.
I highlighted a Federal court’s ruling last year that allowed law enforcement to seize and search your mobile device without a warrant. So what’s happened since then? The quantity of requests from law enforcement to Apple to decrypt secured iPhones, they’ve apprehended, is so great that at a minimum the wait is seven weeks and can take up to four months.
Many feel that the fourth Amendment to the US Constitution is being violated and the kicker is that they could be without their device for months to potentially have their rights violated. The benefit of the info on these phones for a potential investigation is obvious and it’s likely that most devices are being apprehended because of probable cause but that doesn’t make it right or ensure that corruption isn’t taking potentially taking place as well. My best guess is that this will eventually need to be decided by the Supreme Court but that will require new legal challenges that take it that far and a Court willing to hear the case. We’re a long way from that occurring – if it ever does.
It's time that parents and new students learn from their predecessors:
Bottom Line: For several years now I’ve been encouraging parents and students to challenge the traditional process of obtaining a college education. That has included the following recommendations:
Why do I bring this up again?
The latest research from McKinsey reveals that 53% of college grads from the previous three years would pursue a different path if they had it to do over again. 53%! Or to put it another way, the average college student regrets their degree and / or college choice altogether. Why is the number so high? The average college student is saddled with high student loan debt for a degree that isn’t aiding them in a career or often even in landing a job. It’s important not to get caught up in the way things used to be where college was a place to have a good time and eventually figure out what you want to do later on. That doesn’t work anymore.
The younger the saver:
Bottom Line: Now for those Millennial’s that do have careers. This is good and encouraging news. It turns out that the youngest generation of adults is much more serious about saving then even their parents. Historically only about 60% of those who have 401k or similar retirement programs available to them, actually use them. That number is much higher with adults under 34.
For young adults who make $50,000 per year or more:
For those earning under $50,000 per year:
There is one more little nugget… 63% of all adults who aren’t retired, say they’re counting on Government programs to be able to retire. For Millennial’s that number is under 50% now.
The results are no doubt a product of recent economic uncertainty but this is very good news indeed. The future for Medicare and Social Security is very uncertain and regardless of the solvency of these or any other Government programs in decades to come it’s always best to be self-reliant. So perhaps the rest of us could learn something about self-reliance from our kids…
Amazon.com finally reaches out to iOS users:
Bottom Line: If you have Apple mobile devices but like using Amazon.com’s storage options, this is for you.
Amazon.com has released a free app that allows you to load pics directly onto the Amazon Cloud service. They allow 5 GB of storage for free at any time and will allow you to edit the photos using the Amazon tools if you desire to do so. If you want this service click the link below:
Economists are starting to see things a little differently:
Bottom Line: After economists missed on their growth targets for the first quarter, they expected 3.2% growth and it came in at 2.5%, they turned quite negative.
Three weeks ago the average economist estimate for 2nd quarter growth had been dropped to 1%. Today that number is up to 1.8% (btw, after correcting identifying the 1st quarter growth rate I projected 1.7% 2nd quarter growth so I think they’re now on the right track) and 2.5% for the 3rd quarter. Neither of those numbers are good but better economic growth heading into the 3rd quarter is critical for the fortunes of the 2 million grads that will be entering the job market over the next two months.
A growth rate at 1% leads to no positive job creation and leaves us at imminent risk of recession. A growth rate at 1.8% means status quo. At 2.5% we see the slow progress a la the 1st quarter of this year.
It's not a conspiracy if it's real - Tea Party targeting:
Bottom Line: For three years Tea Party and related groups have cried foul regarding the scrutiny they were undergoing compared to other organizations. For three years the
Here’s what we do know:
Here’s the problem beyond the obvious. Until and unless Democrats and supporters of Democrat elected officials demand greater accountability we’ll continue to see this type of corruption continue. Corruption in Government isn’t new but the level uncovered under this administration which has even occurred within the Government Accountability Office and Secret Service is the worst known by far.
The cries of the political minority (conservatives) aren’t being addressed in a meaningful way because they weren’t the means of the current politicians gaining power. I implore any Democratic supporter to join the conservatives in demanding accountability or we’ll risk being turned into a banana republic and one day the tables will be turned and your beliefs will be victimized by the corrupt Government you’ve enabled.